minnesota lake home selling tip by mnlakeplace.com

Tips on selling your lake home. By http://www.mnlakeplace.com

 

1.     Make sure home is in showing condition. Clean entire home inside and out. Make sure the windows are clean, carpet is clean remove clutter.

2.     Fresh paint can go along way touch up areas where paint is in needed.

3.     Clean out the yard: Remove clutter too many lake homes have old equipment and items that take up space.  Buyers wont buy the lake home or lake lot if they have to come in and remove old debris.

4.     Clean up the brush: Many lake homes and lake lots are over grown and it is difficult for buyers to walk through the land and see what is actually there.

The buyer should be able to walk down to the lake to see the lakeshore.           

5.     Remove dead trees: Dead trees can be an eye sore and a hassle for buyers remove.

6.     Create views of the water: If you can’t see the lake buyers won’t purchase it. Please see county or Dnr for trimming trees or removing brush. The DNR and most counties will let you thin out the trees to see the lake.

7.     Dock: Having a dock out is very important. Buyers love to walk out on the dock to see the lake, lake views, lake bottom.  See DNR or county on cleaning lakeshore.  Cleaning the lakeshore will require a permit and you may only clean a percentage of it. Wetlands you will need approval. VERY IMPORTANT. Always get a permit there are companies who will spray for weeds and know the laws. They will also file for the permit for you.

8.     The Yard: Remember when the buyer or buyers pulls up to the lake home they picture themselves pulling up to their lake home so if the yard needs extensive work it may be a turn off. Make sure you trim all the bushes, mow the lawn, and spray for bugs.

9.     Please remember to help take care of the environment when doing any of the cleaning of the yard or lakeshore. Thank you.

http://www.mnlakeplace.com

 

  

Minnesota and western wisconsin homes rent to own- seller financing

 

Selling your property. How do you get your home sold?  Where do you want to advertise? How to prepare your home to sell. These are some of the top questions every seller asks themselves before they put there home for sale.

 

BUYING AND SELLING LAKESHORE IN MINNESOTA AND WISCONSIN.

 

Properties have come a lot and now is the time to buy a lake home-cabin-any waterfront property. There are deals out there. We have seller financed properties everything from cabins-lakehomes-acrage homes-farms-condo-townhomes all areas in Minnesota and western Wisconsin.

 

http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

Minnesota lake cabins –lake homes-new construction homes-land-lake lots-all waterfront properties-river front condo’s.

For years properties sky rocketed and availability plummeted. Now enjoying living on the water or vacation properties are not out of reach due to the recent economic situation. Buyers have a lot of options good credit or bad credit.  We have contract for deed homes all over Minnesota and Wisconsin.

There is a $8000 tax credit for first time home buyers and $6500 for the rest of home buyers who have owned a home for 5 years. Interest rates are at all time lows. Prices on lake homes have come way down. Lots of inventory to choose from.

We have 1000s of lake homes thru out Minnesota and western Wisconsin.  It is very important too use a knowledgable Broker. Someone who knows fishing lakes for the fisherman –Recreation lakes for the sportsman and family boating.

There are also semi or private lakes in Minnesota up north and western Wisconsin for the people who want to feel the great out doors and have less neighbors.

Http://www.mnlakeplace.com

Serves the entire state of Minnesota.

Also you may view contract for deed homes all over Minnesota at- http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

Selling lake homes tips or mn homes-cabins-cd properties-

There is a lot of competition on the market today.

The main things to consider when selling a mn lakehome-cabin-

http://www.mnlakeplace.com

1. Is pricing the most important thing you can do is price your home right.

Over pricing can set you up for a lower price down the road. It is better to price it right the first time.

2. Have your lake home or cabin is top showing condition-the yard is very important first thing a buyer sees is the yard and the first impression is very important. Make sure leaves are picked and weeds are removed. Bushes trimmed-grass cut –ect.

Make sure all items in the home are put away and home looks nice and clean. Scrub away. Store large items. Fix all little items. Paint if necessary-

Remember people buying mn cabins 0r mnlakehomes are buying a way of life not just a property.

We specialize in waterfront homes. If you are thinking of buying or selling a Minnesota or Wisconsin lake homes or cabin-resort-land-cond-townhomes-condos- We deal with waterfront properties every day. We have 1000s of contract for deed homes all over Minnesota..

http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

 

CALL US TODAY…..

STEVE VENNEMANN

Boardwalk premier realty INC

651-334-8312

 

 

minnesota’s largest selection on seller financed properties mnhomescontractfordeed.com

CONTRACT FOR DEED-SELLER FINANCED PROPERTIES-OWNER FINANCED HOMES-CABINS MN-WI

If you are thinking selling your property on a contract for deed in MN OR WI. Call us. St.paul Minnesota-suburbs of st.paul and all counties ramsey-washington-anoka-dakota-pine-chisago

We work with contract for deed homes every day.

We have to sites designed to get your property SOLD.

Condo’s-townhomes-homes-lake homes-cabins-waterfront properties-river front properties-land-new construction developments-We do it all. You will find us on Google’s front page- of http://www.mnhomescontractfordeed.com or http://www.mnlakehomescontractfordeed.com yahoo-ask-cuil-bing- Google-adsense-we are every where call us today for a market analysis on your property. Properties for sale with good or bad credit-low down-bankruspy ok- usually 5%-10%.

Minnesota & Wisconsin homes for sale –contract for deeds. All areas of Minnesota & Wisconsin.

Hud homes- foreclosures

Twin cities metro area lakes

Up north lakes- lake front homes-sandy lake shore

Big sandy lake- lake of the woods- mille lacs- pine county-

White Bear Lake- all areas….

Buy lake property with http://www.mnlakeplace.com

Big Marine Lake, Forest lake, Rush lake, mille lacs, White Bear lake, chisago lake,

green lake, pokegama, st.croix river, clear lake, big sandy lake, mcgregor, Aitkin county, crook county, ramsey, county, chisago county, pine county, Washington county, Dakota county, all lakes in Minnesota.,Grand Marais,Gull lake,Gull river

leach lake,-leach river, Mississippi,st.croix river,Minnesota river, rainy lake, rainy river, red lake,red river, st.croix county,crook county,sturgeon lake sturgeon river,

vermillion lake,vermillion river.

Minnesota largest selection of lake homes in Minnesota-cabin -resorts-travel-Minnesota lakes- mnlakeplace.com is a full service real estate company. Our internet site is free of charge and has buying and selling information in todays real estate market. We have information on all Minnesota lakes-fishing-lake locator-water quality-species of fish-thru-out minnesota. http://www.mnlakeplace.com Free of charge browse all lakes in Minnesota by county and township at http://www.mnlakeplace.com/directory/

651-334-8312 steve

“CONTRACT FOR DEEDS IN MINNESOTA & WESTERN WISCONSIN. FORECLOSURES… CALL STEVE 651-334-8312.

 

We will find lake home for you..

No bank qualify homes…mn lake places-lake homes-lake properties,waterfront home-minnesota lakes,Minnesota lake homes-wisconsin lake homes-wi lake front-lake shore-sandy lakes-fishing lakes-log homes-new lake home construction-

Townhomes for sale on the lake-condos for sale on the water-

River front homes-river front condos. Low down cd homes in mn.

Seller financed properties- land contracts also know as contract for deeds or cd.

Bank owned homes-also know as Reo or foreclosed homes.

Minnesota and western Wisconsin foreclosed homes.

 

RUSH LAKE-RUSH CITY-PINE COUNTY MN

County lakes Minnesota-

RAMSEY COUNYT MN

ANOKA COUNTY MN

CHISAGO COUNTY MN

HENNIPEN COUNTY MN

AITKIN COUNTY MN

MILLE LACS COUNTY MN

PINE COUNTY MN

WASHINGTON COUNTY MINNESOTA

ALL OVER MINNESOTA LAKE HOMES-LAKE LOTS-

HTTP://WWW.MNLAKEPLACE.COM

CALL US TODAY WE SPECIALIZE IN LAKE HOMES IN MINNESOTA AND WESTERN WISCONSIN..

STEVE VENNEMAN 651-334-8312

Minnesota Lakes, Minnesota Fishing Lakes Minnesota Lake Homes For Sale, Minnesota Lake Home Real Estate For Sale Lake Homes, Lake Cabins, Lake Property, Waterfront Town Homes, Waterfront Log Homes Search Listings Minnesota Lake Homes For Sale, New Construction, Minnesota Lake Homes for Sale

Lake Properties For Sale Central MN lake property- Central MN lake homes & cabins-Central MN lake lots- Northern MN lake property-Northern MN lake homes & cabins-Northern MN lake lots-Southwestern MN lake property- Southwestern MN lake homes & cabins-Southwestern MN lake lots, contract for deeds-hud homes, foreclosures,twin cities metro area,mnlakeplace.com

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http://www.mnlakehomescontractfordeed.com

BIG MARINE LAKE HOMES-FOREST LAKE-WHITE BEAR LAKE- “

CALL US TODAY WE WILL FIND YOU A HOME”

651-334-8312 STEVE VENNEMANN

We work with cd homes everyday..

http://mnhomescontractfordeed.com/dpage.php?docID=31

 

http://mnhomescontractfordeed.com/dpage.php?docID=30

 

http://mnhomescontractfordeed.com/dpage.php?docID=27

 

http://mnhomescontractfordeed.com/dpage.php?docID=33

 

 

http://mnhomescontractfordeed.com/dpage.php?docID=34

 

http://mnhomescontractfordeed.com/dpage.php?docID=35

 

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http://mnhomescontractfordeed.com/dpage.php?docID=10

 

http://mnhomescontractfordeed.com/dpage.php?docID=11

 

 

Buying or selling homes in minnesota contract for deed

Minnesota & Wisconsin

Lake homes-cabins-land

Buy on a Contract for Deed-

SELLER FINANCED PROPERTIES- Mn homes owner financed

Unless you are one few people with stellar credit, buying a home today is much more difficult than it has been in years. The SUB-PRIME mortgage market, which used to enable those with poor credit to purchase a home, has virtually disappeared and is no longer available to borrowers.

Many lenders refuse to provide financing for up to 2 years after a bankruptcy and up to 7 years after a foreclosure. In the rare cases where they may, the huge down payments, steep interest rates and additional closing costs make it nearly impossible for such a buyer to purchase a home.

Http://www.mnlakeplace.com might be able to help you own a home in today’s challenging marketplace. Sellers offer attractive interest rates. Usually don’t have to verify income or credit reports.

Even with Poor Credit

I can help you enjoy the benefits of home ownership. A low down payment

No documentation

No income verification

Competitive interest rates

Remember

Owning is far better than renting. When you own, you receive:

Tax Benefits

Appreciating Home Value

Pride in Ownership

Http://www.mnlakeplace.com

Contact us today for more information on how contract for deeds can help you purchase a property.  http://www.mnlakeplace.com

651-334-8312 steve vennemann

Specializing in lake homes in Minnesota & Wisconsin.

MINNESOTA LAKE PROPERTIES-MN HOMES-CONTRACT FOR DEEDS-WISCONSIN NEW CONSTRUCTION-CABINS- RESORTS-TOWN HOUSES-CONDOS-FORECLOSURES-HUD HOMES-RENTALS-FORE SALE BY OWNER-Big Marine lake mn-White bear lake mn, forest lake mn

 

We have lake homes on GOOGLE-YAHOO-ASK-AOL-CUIL-GOOGLE BASE-BING-ASK-

Minnesota lake home

 

 

We will find you a home..

No bank qualify homes…mn lake places-lake homes-lake properties,waterfront home-minnesota lakes,Minnesota lake homes-wisconsin lake homes-wi lake front-lake shore-sandy lakes-fishing lakes-log homes-new lake home construction-

Townhomes for sale on the lake-condos for sale on the water-

River front homes. RUSH LAKE-RUSH CITY-PINE COUNTY MN

County lakes Minnesota-

RAMSEY COUNYT MN

ANOKA COUNTY MN

CHISAGO COUNTY MN

HENNIPEN COUNTY MN

AITKIN COUNTY MN

MILLE LACS COUNTY MN

PINE COUNTY MN

WASHINGTON COUNTY MINNESOTA

ALL OVER MINNESOTA LAKE HOMES-LAKE LOTS-

HTTP://WWW.MNLAKEPLACE.COM

CALL US TODAY WE SPECIALIZE IN LAKE HOMES IN MINNESOTA AND WESTERN WISCONSIN..

STEVE VENNEMAN 651-334-8312

http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

 

Townhomes-cabins-condos-river front condos-lake homes-All over twin cities metro area and northern Minnesota. As low as $5000 on some contract for deed homes. Seller financing is hard to come by but we have sites designed just for that at http://www.mnhomescontractfordeed.com and http://www.mnlakehomescontractfordeed.com You may learn more about owner financing-cd  terms- seller financed properties.

Now is the time to buy and you don’t have to qualify with the banks. Sometimes low money down. Why rent when you can still own and pay less than rent????????? Own a property on cd.

“We work with homes contract for deed everyday so if you are thinking of selling visit our sites. We will get your home sold on a contract for deed in any area in Minnesota or western Wisconsin. “ Call us 651-334-8312 steve vennemann

Boardwalk premier realty INC.

Woodbury-cottage grove-stillwater-forest lake-hugo-white bear lake-shoreview-roseville-st.paul-Maplewood-Eagan-Burnsville-Lakeville-North Branch-Wyoming-Pine counties-Washington county-dakota-Ramsey-Anoka-

651-334-8312-

 

mn foreclosure statistics free information all counties mnlakplace.com

MINNESOTA FORECLOSURE ACTIVITY INCREASES 8 PERCENT IN FIRST QUARTER

 

 

State Foreclosure Activity Up 70 Percent From Q1 2008

Monthly Activity Up 20 percent in March, Surges 133 Percent From Year Ago

 

HTTP://WWW.MNLAKEPLACE.COM  Foreclosure filings were reported on 7,173 Minnesota properties in the first quarter of 2009, an 8 percent increase from the previous quarter, and 70 percent ahead of the level reported for Q1 2008, U.S. Foreclosure Market Report.

 

The North Star State reported 3,077 properties with foreclosure filings in March, a 20 percent increase from the previous month and 133 percent above its March 2008 total.

 

“Minnesota foreclosures are on the rise both in the first quarter and from this time last year . Statistics show that the state lost more than 100,000 jobs during the past year — 23,000 between February and March alone. This is undoubtedly contributing to the higher foreclosure activity we are now seeing.”

 

Minnesota documented the 23^rd highest raw number of properties receiving foreclosure filings in the first quarter, its foreclosure rate — one in every 321 housing units received a foreclosure filing during the quarter — came in 25^th among the 50 states.

 

Five counties largest contributors to state total for the quarter

Five Minnesota counties accounted for 77 percent of the state’s overall foreclosure activity during the first quarter. Hennepin County came in first place, reporting 2,760 properties with foreclosure filings. Ramsey County was second, reporting 1,072 properties with foreclosure filings for the quarter. Anoka County was behind in third, reporting 757 properties with foreclosure filings. Dakota County registered the fourth highest total, documenting 543 properties with foreclosure filings. Washington County posted the fifth highest total, where 377 properties with foreclosure filings were reported.

 

Sherburne County scores highest rates in the state for first quarter

Sherburne County led the state, with one in every 101 housing units receiving a foreclosure filing — 3.2 times the state average and 1.6 times the national average. Wright County came in second, with one in every 147 housing units receiving a foreclosure filing — 2.2 times the state average. Anoka County registered the third highest rate, where one in every 165 housing units received a foreclosure filing during the month — twice the state average.

 

State the contributes 1 percent to nation’s foreclosure total for Q1 2009

Minnesota accounted for 1 percent of the 803,489 properties with foreclosure filings reported nationwide for the first quarter of 2009. The national total represented a 9 percent increase in activity from the previous quarter and was almost 24 percent ahead of the total reported for Q1 2008. One in every 159 U.S. housing units received a foreclosure filing during the quarter.

 http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

 

minnesota foreclosure stats houses in all counties in minnesota mnlakeplace.com

MINNESOTA FORECLOSURE ACTIVITY INCREASES 8 PERCENT IN FIRST QUARTER

 

 

State Foreclosure Activity Up 70 Percent From Q1 2008

Monthly Activity Up 20 percent in March, Surges 133 Percent From Year Ago

 

HTTP://WWW.MNLAKEPLACE.COM  Foreclosure filings were reported on 7,173 Minnesota properties in the first quarter of 2009, an 8 percent increase from the previous quarter, and 70 percent ahead of the level reported for Q1 2008, U.S. Foreclosure Market Report.

 

The North Star State reported 3,077 properties with foreclosure filings in March, a 20 percent increase from the previous month and 133 percent above its March 2008 total.

 

“Minnesota foreclosures are on the rise both in the first quarter and from this time last year . Statistics show that the state lost more than 100,000 jobs during the past year — 23,000 between February and March alone. This is undoubtedly contributing to the higher foreclosure activity we are now seeing.”

 

Minnesota documented the 23^rd highest raw number of properties receiving foreclosure filings in the first quarter, its foreclosure rate — one in every 321 housing units received a foreclosure filing during the quarter — came in 25^th among the 50 states.

 

Five counties largest contributors to state total for the quarter

Five Minnesota counties accounted for 77 percent of the state’s overall foreclosure activity during the first quarter. Hennepin County came in first place, reporting 2,760 properties with foreclosure filings. Ramsey County was second, reporting 1,072 properties with foreclosure filings for the quarter. Anoka County was behind in third, reporting 757 properties with foreclosure filings. Dakota County registered the fourth highest total, documenting 543 properties with foreclosure filings. Washington County posted the fifth highest total, where 377 properties with foreclosure filings were reported.

 

Sherburne County scores highest rates in the state for first quarter

Sherburne County led the state, with one in every 101 housing units receiving a foreclosure filing — 3.2 times the state average and 1.6 times the national average. Wright County came in second, with one in every 147 housing units receiving a foreclosure filing — 2.2 times the state average. Anoka County registered the third highest rate, where one in every 165 housing units received a foreclosure filing during the month — twice the state average.

 

State the contributes 1 percent to nation’s foreclosure total for Q1 2009

Minnesota accounted for 1 percent of the 803,489 properties with foreclosure filings reported nationwide for the first quarter of 2009. The national total represented a 9 percent increase in activity from the previous quarter and was almost 24 percent ahead of the total reported for Q1 2008. One in every 159 U.S. housing units received a foreclosure filing during the quarter.

 http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

 

 

 

 

                          Minnesota Foreclosure Market Data by County – Q1 2009

Properties with Foreclosure Filings

 

County	NOD	LIS	NTS	NFS	REO	Total	1/every X HU (rate)	%? from Q4 08	%? from Q1 08
United States	156,933	149,852	225,752	80,409	190,543	803,489	159	9.16%	23.63%
Minnesota	8	0	3,750	0	3,415	7,173	321	7.83%	69.53%
Aitkin	0	0	1	0	0	1	16,263	-80.00%	–
Anoka	0	0	426	0	331	757	165	1.61%	2510.34%
Becker	0	0	1	0	4	5	3,687	66.67%	150.00%
Beltrami	2	0	0	0	15	17	1,088	-15.00%	–
Benton	0	0	6	0	11	17	966	466.67%	1600.00%
Big Stone	0	0	0	0	0	0	–	-100.00%	–
Blue Earth	0	0	1	0	0	1	25,411	-91.67%	-75.00%
Brown	0	0	0	0	1	1	11,673	-75.00%	0.00%
Carlton	0	0	3	0	0	3	5,171	-66.67%	200.00%
Carver	0	0	93	0	10	103	324	30.38%	43.06%
Cass	0	0	1	0	0	1	25,539	-83.33%	0.00%
Chippewa	0	0	2	0	4	6	998	50.00%	-57.14%
Chisago	0	0	17	0	80	97	198	106.38%	1840.00%
Clay	2	0	0	0	15	17	1,359	0.00%	-34.62%
Clearwater	0	0	0	0	0	0	–	-100.00%	–
Cook	0	0	1	0	1	2	2,758	–	100.00%
Cottonwood	0	0	0	0	0	0	–	-100.00%	–
Crow Wing	0	0	2	0	3	5	7,957	-75.00%	150.00%
Dakota	0	0	215	0	328	543	285	31.48%	-34.97%
Dodge	0	0	1	0	0	1	7,824	-50.00%	0.00%
Douglas	0	0	2	0	1	3	6,648	-40.00%	200.00%
Faribault	0	0	2	0	8	10	730	-37.50%	100.00%
Fillmore	0	0	2	0	0	2	4,856	-50.00%	–
Freeborn	0	0	4	0	0	4	3,537	100.00%	33.33%
Goodhue	0	0	5	0	55	60	334	20.00%	57.89%
Grant	0	0	0	0	0	0	–	-100.00%	–
Hennepin	0	0	1,489	0	1,271	2,760	181	-17.69%	63.22%
Houston	0	0	0	0	1	1	8,651	0.00%	–
Hubbard	1	0	2	0	13	16	814	14.29%	128.57%
Isanti	0	0	9	0	6	15	1,048	-25.00%	–
Itasca	0	0	0	0	0	0	–	–	-100.00%
Jackson	0	0	1	0	0	1	5,188	-50.00%	-50.00%
Kanabec	0	0	5	0	0	5	1,524	66.67%	400.00%
Kandiyohi	1	0	0	0	14	15	1,322	-53.13%	-28.57%
Kittson	0	0	0	0	0	0	–	–	–
Koochiching	0	0	0	0	4	4	2,027	-60.00%	-20.00%
Lac Qui Parle	0	0	0	0	0	0	–	-100.00%	–
Lake	0	0	3	0	2	5	1,499	0.00%	150.00%
Lake Of The Woods	0	0	1	0	0	1	3,504	–	–
Le Sueur	0	0	3	0	2	5	2,491	66.67%	–
Lincoln	0	0	0	0	1	1	3,146	-80.00%	0.00%
Lyon	1	0	1	0	0	2	5,499	-75.00%	100.00%
Mahnomen	0	0	1	0	0	1	2,804	0.00%	–
Marshall	0	0	0	0	0	0	–	-100.00%	–
Martin	1	0	1	0	8	10	1,005	25.00%	11.11%
McLeod	0	0	2	0	1	3	5,229	-25.00%	0.00%
Meeker	0	0	4	0	1	5	2,161	0.00%	66.67%
Mille Lacs	0	0	5	0	25	30	406	114.29%	2900.00%
Morrison	0	0	5	0	2	7	2,284	0.00%	–
Mower	0	0	4	0	2	6	2,840	50.00%	200.00%
Murray	0	0	0	0	0	0	–	–	-100.00%
Nicollet	0	0	1	0	0	1	12,712	-66.67%	–
Nobles	0	0	0	0	0	0	–	–	–
Norman	0	0	0	0	0	0	–	-100.00%	–
Olmsted	0	0	42	0	4	46	1,285	109.09%	2200.00%
Otter Tail	0	0	1	0	11	12	2,962	-45.45%	-72.73%
Pennington	0	0	0	0	0	0	–	–	–
Pine	0	0	3	0	1	4	4,154	-66.67%	300.00%
Pipestone	0	0	0	0	0	0	–	-100.00%	–
Polk	0	0	1	0	0	1	14,635	0.00%	–
Pope	0	0	4	0	6	10	643	233.33%	150.00%
Ramsey	0	0	588	0	484	1,072	200	70.97%	58.58%
Red Lake	0	0	0	0	0	0	–	–	–
Redwood	0	0	0	0	0	0	–	-100.00%	–
Renville	0	0	1	0	1	2	3,740	–	–
Rice	0	0	4	0	62	66	359	-15.38%	29.41%
Rock	0	0	0	0	0	0	–	-100.00%	–
Roseau	0	0	0	0	0	0	–	-100.00%	–
Saint Louis	0	0	1	0	83	84	1,189	-31.71%	-52.54%
Scott	0	0	225	0	5	230	197	-13.86%	53.33%
Sherburne	0	0	28	0	284	312	101	345.71%	1980.00%
Sibley	0	0	2	0	1	3	2,153	-40.00%	200.00%
Stearns	0	0	55	0	9	64	930	178.26%	966.67%
Steele	0	0	3	0	1	4	3,741	-42.86%	100.00%
Stevens	0	0	0	0	0	0	–	-100.00%	–
Swift	0	0	0	0	0	0	–	–	–
Todd	0	0	1	0	0	1	12,881	-85.71%	0.00%
Traverse	0	0	0	0	0	0	–	–	–
Wabasha	0	0	0	0	2	2	5,116	-33.33%	–
Wadena	0	0	2	0	1	3	2,264	0.00%	200.00%
Waseca	0	0	1	0	0	1	7,893	0.00%	0.00%
Washington	0	0	343	0	34	377	235	338.37%	1785.00%
Watonwan	0	0	0	0	0	0	–	-100.00%	–
Wilkin	0	0	0	0	0	0	–	-100.00%	–
Winona	0	0	1	0	1	2	10,481	–	0.00%
Wright	0	0	122	0	203	325	147	9.43%	14.44%
Yellow Medicine	0	0	0	0	2	2	2,485	100.00%	–

             MINNESOTA LAKE PROPERTIES-MN HOMES-CONTRACT FOR DEEDS-WISCONSIN NEW CONSTRUCTION-CABINS- RESORTS-TOWN HOUSES-CONDOS-FORECLOSURES-HUD HOMES-RENTALS-FORE SALE BY OWNER-Big Marine lake mn-White bear lake mn, forest lake mn

http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

 

CALL US TODAY FOR ALL YOUR REAL ESTATE NEEDS –FORECLOSURES-CONTRACT FOR DEED HOMES IN MN OR WI.   

minnesota lake homes contract for deed mnlakeplace.com

Minnesota Lakes, Minnesota Fishing Lakes Minnesota Lake Homes For Sale, Minnesota Lake Home Real Estate For Sale Lake Homes, Lake Cabins, Lake Property, Waterfront Town Homes, Waterfront Log Homes Search Listings Minnesota Lake Homes For Sale, New Construction, Minnesota Lake Homes for Sale
Lake Properties For Sale Central MN lake property- Central MN lake homes & cabins-Central MN lake lots- Northern MN lake property-Northern MN lake homes & cabins-Northern MN lake lots-Southwestern MN lake property- Southwestern MN lake homes & cabins-Southwestern MN lake lots, contract for deeds-hud homes, foreclosures,twin cities metro area,mnlakeplace.com

We will find you a lake property in Minnesota or Wisconsin.
Steve vennemann
Boardwalk premier realty INC
651-334-8312

MINNESOTA LAKE PROPERTIES-MN HOMES-CONTRACT FOR DEEDS-WISCONSIN NEW CONSTRUCTION-CABINS- RESORTS-TOWN HOUSES-CONDOS-FORECLOSURES-HUD HOMES-RENTALS-FORE SALE BY OWNER-Big Marine lake mn-White bear lake mn, forest lake mn

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We have lake homes on GOOGLE-YAHOO-ASK-AOL-CUIL-GOOGLE BASE-
Minnesota lake home

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mn homes contract for deed mnlakeplace.com

Mn homes contract for deed. We have homes all areas of Minnesota.

Woodbury-stillwater-forest lake-rush lake-stillwater mn. Free information on cd homes. We have a lot of cd homes in the twin cities metro are of mn.

It is a great time to buy a home or condo-townhome-. River properties and lake homes are in season now. Spring is here and it is time to get out and look at some beautiful lake properties in Minnesota or Wisconsin. There are some really great buys out there with low down payments. Great fishing lakes-canoe-ski-paddleboat. I was recently up on Rush lake in pine city they have muskies and large mouth bass 2 of the most exciting fish to catch. There is also private lakes out there hidden with acrage for the weekend get aways. Beautiful lake homes with bald eagles-loons-fish-foxes-turkeys so much wild life.

Buy lake property with http://www.mnlakeplace.com

 Foreclosures-hud homes

Minnesota largest selection of lake homes in Minnesota-cabin rentals-resorts-vacation rentals-travel-Minnesota lakes- mnlakeplace.com is a full service real estate company. Our internet site is free of charge and has buying and selling information in todays real estate market. We have information on all Minnesota lakes-fishing-lake locator-water quality-species of fish-camping thru-out minnesota.

 

http://www.mnlakeplace.com   Free of charge browse all lakes in Minnesota by county and township at http://www.mnlakeplace.com/directory/  

651-334-8312 Steve Vennemann

http://www.Mnhomescontractfordeed.com

http://www.mnlakehomescontractfordeed.com

 

 

“CONTRACT FOR DEEDS IN MINNESOTA & WESTERN WISCONSIN. FORECLOSURES… CALL STEVE 651-334-8312.

Foreclosures-Hud homes

“We will find you a lake home “”

Rush lake-big marine lake-white bear lake-forest lake mn, phalen lake mn, chisago lakes mn, green lake mn, mille lacs lake mn, south lindstrom,south center lake mn, north center lake mn,Big sandy mn,st.croix river mn,Minnetonka mn,Chisago lake mn,Bone lake mn and WI,clear lake mn, 1^st lake 2^nd lake 3^rd lake in forest lake mn,

“Foreclosures” http://www.mnlakeplace.com

55001 Afton

55002 Almelund

55003 Bayport

55005 Bethel

55006 Braham

55007 Brook Park

55008 Cambridge

55009 Cannon Falls

55010 Castle Rock

55011 Cedar

55012 Center City

55013 Chisago City

55014 Circle Pines

55016 Cottage Grove

55017 Dalbo

55018 Dennison

55019 Dundas

55020 Elko

55021 Faribault

55024 Farmington

55025 Forest Lake

55026 Frontenac

55027 Goodhue

55029 Grandy

55030 Grasston

55031 Hampton

55032 Harris

55033 Hastings

55036 Henriette

55037 Hinckley

55038 Hugo

55040 Isanti

55041 Lake City

55042 Lake Elmo

55043 Lakeland

55044 Lakeville

55045 Lindstrom

55046 Lonsdale

55047 Marine On Saint Croix

55049 Medford

55051 Mora

55052 Morristown

55053 Nerstrand

55054 New Market

55055 Newport

55056 North Branch

55057 Northfield

55060 Owatonna

55063 Pine City

55065 Randolph

55066 Red Wing

55067 Rock Creek

55068 Rosemount

55069 Rush City

55070 Saint Francis

55071 Saint Paul Park

55072 Sandstone

55073 Scandia

55074 Shafer

55075 South Saint Paul

55076 Inver Grove Heights

55077 Inver Grove Heights

55078 Stacy

55079 Stacy

55080 Stanchfield

55082 Stillwater

55083 Stillwater

55084 Taylors Falls

55085 Vermillion

55087 Warsaw

55088 Webster

55089 Welch

55090 Willernie

55092 Wyoming

55101 Saint Paul

55102 Saint Paul

55103 Saint Paul

55104 Saint Paul

55105 Saint Paul

55106 Saint Paul

55107 Saint Paul

55108 Saint Paul

55109 Saint Paul

55110 Saint Paul

55111 Saint Paul

55112 Saint Paul

55113 Saint Paul

55114 Saint Paul

55115 Saint Paul

55116 Saint Paul

55117 Saint Paul

55118 Saint Paul

55119 Saint Paul

55120 Saint Paul

55121 Saint Paul

55122 Saint Paul

55123 Saint Paul

55124 Saint Paul

55125 Saint Paul

55126 Saint Paul

55127 Saint Paul

55128 Saint Paul

55129 Saint Paul

55133 Saint Paul

55144 Saint Paul

55145 Saint Paul

55146 Saint Paul

55150 Mendota

55155 Saint Paul

55161 Saint Paul

55164 Saint Paul

55165 Saint Paul

55166 Saint Paul

55168 Saint Paul

55169 Saint Paul

55170 Saint Paul

55171 Saint Paul

55172 Saint Paul

55175 Saint Paul

55177 Saint Paul

55182 Saint Paul

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55187 Saint Paul

55188 Saint Paul

55190 Saint Paul

55191 Saint Paul

55301 Albertville

55302 Annandale

55303 Anoka

55304 Andover

http://www.Mnhomescontractfordeed.com

 

 

http://www.mnlakehomescontractfordeed.com

 

 

mn homes contract for deed, contract for deed properties mn ,Minnesota  lake homes contract for deed, condos contract for deed,townhomes contract for deed, waterfront homes contract for deed, mn land cd, lake lots cd, mn house contract for deed, cabins cd, mn cabins contract for deed, up north properties cd,central Minnesota cd homes,cabins in Minnesota contract for deed,Wi homes contract for deed

 steve vennemann 651-334-8312

mortgage cram down bill bankrupsy we support it mnlakeplace.com

I think the cram down bill is the real hope for home owners. I sell alot of homes and the only way people are going to get out from under these hard times is this other wise they are going to let their homes go. Homes will continue to drop. Banks have received billions of tax payers dollars and continue not to lend money-raise credit card rates to good customers-foreclose on homes without modifiying home mortgages- people want to stay in their homes but banks wont help them. By giving them 30- 90days extention does not change anything when they have to start making payments again. They cant afford the rate and terms. mnlakeplace.com

minnesota lakes homes all minnesota lakes mnlakeplace fishing lakes in mn

Hanging Kettle	Aitkin	Aitkin	302	142	35	n/a
Hanska	Brown	Hanska	1773	1773	16	N/A
http://www.mnlakeplace.com	Hennepin	Minneapolis	335	85	87	12
Harriet	Lake	Isabella	265	194	37	15
Hart	Hubbard	Guthrie	224	224	13	12
Hart	Itasca	Pengilly	325	75	55	12
Hartley	Itasca	Nashwauk	281	98	49	10
Hatch	Itasca	Marcell	243	49	88	11
Hattie	Hubbard	Lake George	259	77	39	8.5
Hattie	Stevens	Alberta	477	477	9	3.2
Hawks Nest	Lincoln	Ivanhoe	282	282	7.3	1
Hay	Carlton	Wrenshal	215	214	16	n/a
Hay	Cass	Backus	350	179	56	11.6
Hay (Lower)	Crow Wing	Jenkins	685	215	100	11
Hay (Upper)	Crow Wing	Jenkins	581	184	42	5
Head	Otter Tail	Richville	249	137	26	6.5
http://www.mnlakeplace.com	Clearwater	Zerkel	206	54	55	24.1
Height of Land	Becker	Detroit Lakes	3520	3190	21	7.5
Heilberger	Otter Tail	Erhard	224	97	47	12.6
Henderson	Kandyohi	Spicer	72	72	69	8
Hendricks	Lincoln	Hendricks	1557	1557	12	2.25
Hennepin	Hubbard	Becida	407	407	14	9.2
Heron	Jackson	Lakefield	2845	2845	5	N/A
http://www.mnlakeplace.com	Hennepin	Minneapolis	53.5	25	33	5
Hill	Aitkin	Hill City	907	354	48	7.6
Hinds	Hubbard	Park Rapids	294	221	36	15
Holloway (Bass)	Itasca	Wirt	193	69	40	14
Holman	Itasca	Bovey	146	78	65	16
Homer	Cook	Lutsen	443	400	22	6.4
Hook	McLeod	Hutchinson	327	324	18	1.3
Hope	Meeker	Grove City	250	250	10	0.6
Horsehoe	Cass	Backus	225	80	51	11
Horseshoe	Chisago	Harris	197	112	53	6
Horseshoe	Hubbard	Laporte	253	143	52	13.5
Horseshoe	Itasca	Marcell	270	241	25	10.5
Horseshoe	Lesueur	Waterville	393	N/A	26	2.2
Horseshoe	Stearns	Richmond	550	275	57	3
Howard	Wright	Howard Lake	717	318	39	3.5
Hubert	Crow Wing	Nisswa	1294	465	83	14
Hungry	Becker	Frazee	240	180	60	9.7
Ice Cracking	Becker	Ponsford	331	80	73	14.2
Ida	Becker	Lake Park	580	435	20	7
Ida	Douglas	Alexandria	4289	1673	106	11
Ida	Wright	Monticello	231	109	60	15.5
Ina	Douglas	Melby	202	105	48	3
Independence	Hennepin	Maple Plain	844	425	58	3
Indian	Wright	Silver Creek	146	65	31	3.5
Inguadona	Cass	Longville	1116	565	79	12
Irene	Douglas	Miltona	630	224	44	5.5
Irving	Beltrami	Bemidji	613	546	19	4
Isabella	Lake	Isabella	1516	1165	19	5
Island	Aitkin	Tamarack	243	194	25	6.5
Island	Becker	Snellman	1142	457	38	10.5
Island	Hubbard	Park Rapids	544	179	65	12
Island	Itasca	Northome	3088	1195	35	7.5
Island	Mahnomen	Lengby	611	331	43	3.5
Island	Pine	Sturgeon Lake	510	267	42	10.1
Island	St. Louis	Goodland	227	142	65	14.3
Island North	Carlton	Cromwell	101	87	25	5.5
Island South	Carlton	Cromwell	281	207	22	4.5
http://www.mnlakeplace.com	Clearwater	Lake Itasca	1077	449	40	5
Jack the Horse	Itasca	Marcell	383	245	45	12.5
Jane	Washington	Lake Elmo	145	104	39	17
Janette	St. Louis	Goodland	137	119	55	7.5
Jasper	Lake	Ely	154	123	25	14
Jay Gould	Itasca	Cohasset	426	292	33	10
Jennie	Meeker	Dassel	1056	1056	15	3.5
Jessie	Itasca	Talmoon	1753	455	42	8
Jewett	Otter Tail	Elizabeth	737	262	75	9
Johanna	Pope	Brooten	1584	1584	10	10
Johanna	Ramsey	Arden Hills	213	96	43	9.5
John	Wright	Annanndale	411	353	28	7.3
Johnson	Itasca	Marcell	305	89	51	15
Johnson	Itasca	Grand Rapids	492	146	88	13
Johnson	Otter Tail	Dalton	338	165	32	6.5
Johnson	St. Louis	Ely	465	464	18	3
Johnson	St. Louis	Crane Lake	1674	557	88	9
Jolly Ann	Otter Tail	Dalton	256	131	89	10.1
Josephine	Ramsey	Roseville	118	81	44	6.8
Juggler	Becker	Ponsford	365	149	78	17
Julia	Beltrami	Puposky	450	167	43	7
Julia	Sherburne	Clear Lake	142	136	15	3
http://www.mnlakeplace.com	Hubbard	Laporte	2252	532	133	10.5
Kabetogama	St. Louis	Kabetogama	25760	7440	80	n/a
Kego	Crow Wing	Fifty Lakes	272	n/a	20	12
King	Itasca	Taconite	296	141	23	4
Kitchi	Beltrami	Pennington	1785	714	50	8
Kjostad	St. Louis	Buyck	397	286	50	6.5
Knaus	Stearns	Cold Spring	205	202	20	n/a
Knife	Kanabec	Mora	1266	1266	15	2
http://www.mnlakeplace.com	Steele	Owatonna	32	32	14	13
Koronis	Stearns	Paynesville	3014	1176	132	5.2
Kroon	Chisago	Lindstrom	192	150	30	6.2
http://www.mnlakeplace.com	Lac Qui Parle	Milan	5589	5589	15	N/A
Lady	Todd	Grey Eagle	207	68	62	10
Lady Slipper	Lyon	Cottonwood	247	247	11	1.18
http://www.mnlakeplace.com	Hennepin	Minneapolis	109	89	31	3.9
http://www.mnlakeplace.com	Lake of the Woods	Warroad	950400		36	N/A
http://www.mnlakeplace.com	Hennepin	Mound	144	82.7	38	1.5
Large Henry	Swift	Appleton	220	N/A	9	N/A
Latoka	Douglas	Alexandria	776	155	108	14.5
Lawrence	Itasca	Taconite	395	316	32	4.5
Le Homme Dieu	Douglas	Alexandria	1744	767	85	8
Lee	Clay	Hawley	134	86	36	6
http://www.mnlakeplace.com	Cass	Walker	111527	57994	150	n/a
Leek	Otter Tail	Vergas	609	272	76	11.3
Leif	Becker	Audubon	488	316	26	6
Leighton	Itasca	Cohasset	229	78	63	14
Leora	St. Louis	Cotton	296	110	35	9.7
Leven	Pope	Villard	283	161	33	3.5
Lewis	Kanabec	Ogilve	220	148	48	5.5
http://www.mnlakeplace.com	Otter Tail	Pelican Rapids	5564	2380	58	7
http://www.mnlakeplace.com	Otter Tail	Pelican Rapids	856	356	48	8
Lightning	Grant	Wendell	500	500	11	2.5
Lime	Murray	Avoca	338	338	7	0.8
Limestone	Wright	Clearwater	188	101	34	8.3
Lind	Cass	Backus	377	249	27	10
Lindstrom (North)	Chisago	Lindstrom	137	55	29	3.5
Lindstrom (South)	Chisago	Lindstrom	499	208	34	n/a
Linka	Pope	Sedan	197	78	50	12.5
Linn	Chisago	Lindstrom	180	180	15	0.6
Linwood	Anoka	Wyoming	559	475	42	4
Linwood	St. Louis	Markham	251	203	34	5.2
Little	Chisago	Center City	159	124	23	3.4
Little Bass	Cass	Outing	112	67	30	n/a
Little Bass	Itasca	Cohasset	155	55	62	15
Little Bear	Itasca	Togo	142	97	35	7
Little Bemidji	Becker	Ponsford	275	59	58	15.5
Little Bowstring	Itasca	Deer River	319	115	33	4.1
Little Boy	Cass	Longville	1372	466	74	10.8
Little Cut Foot Sioux	Itasca	Deer River	660	530	20	6
Little Elbow	Mahnomen	Waubun	158	119	18	8.5
Little Emily	Crow Wing	Outing	111	89	26	8
Little Floyd	Becker	Detroit Lakes	205	95	34	15
Little Hubert	Crow Wing	Nisswa	185	161	41	10
Little Island	Hubbard	Nevis	212	137	32	5.5
Little Jessie	Itasca	Deer River	637	206	50	8.6
Little Johnson	St. Louis	Crane Lake	481	471	28	8.5
Little Long	St. Louis	Ely	293	78	45	17
Little Moose	Itasca	Grand Rapids	271	123	23	n/a
Little Pelican	Crow Wing	Breezy Point	283	206	34	18
Little Pelican	Otter Tail	Vergas	345	256	25	11
Little Pine	Crow Wing	Cross Lake	387	225	36	9
http://www.mnlakeplace.com	Benton	Rice	1450	1392	23	1.5
Little Sand	Itasca	Squaw Lake	361	231	19	n/a
Little Spirit	Jackson	Jackson	572	572	8	5.8
Little Stone	St. Louis	Two Harbors	181	140	17	4.8
Little Sturgeon	St. Louis	Chisholm	266	54	22	4.5
Little Toad	Becker	Frazze	345	107	65	15.5
Little Trout	St. Louis	Tower	538	178	37	9
Little Trout	St. Louis	Crane Lake	239	79	95	17
Little Turtle	Itasca	Talmoon	475	226	29	4
Little Vermilion	St. Louis	Crane Lake	1331	639	52	6.5
Little Vermillion	Cass	Remer	133	74	55	n/a
Little Winnibigoshish	Itasca	Deer River	938	209	28	10
http://www.mnlakeplace.com	Otter Tail	Pelican Rapids	4035	3013	66	11.2
Lobster	Douglas	Garfield	1308	667	65	8.5
Locke	Wright	Clearwater	156	67	49	4.3
Lomond	Clearwater	Bagley	91	44	42	7.4
HTTP://WWW.MNLAKEPLACE.COM		STEVE VENNEMANN 651-334-8312
Lone	Aitkin	Aitkin	448	148	60	25.8
Long	Aitkin	Glen	415	120	116	n/a
Long	Becker	Detroit Lakes	357	152	61	14
Long	Beltrami	Turtle River	396	180.5	87	16.5
Long	Beltrami	Puposky	719	683	18	9.5
Long	Cass	Longville	926	356	115	12
Long	Douglas	Evanville	218	201	18	5.5
Long	Hennepin	Long Lake	261	131	33	n/a
Long	Hubbard	Park Rapids	1974	468	135	13
Long	Itasca	Bigfork	331	177	34	8.5
Long	Kandiyohi	New London	286	127	46	10.5
Long	Kandiyohi	Willmar	1575	1489	16	10.6
Long	Meeker	Grove City	771	771	11	0.8
Long	Morrison	Sullivan	120	63	35	10
Long	Otter Tail	Vergas	1273	529	128	N/A
Long	Otter Tail	Dalton	350	236	88	9.5
Long	Otter Tail	Otter Tail	1173	1170	17	n/a
Long	Otter Tail	Weetown	293	272	17	3.5
Long	Otter Tail	Fergus Falls	756	306	73	8
Long	St. Louis	Makinen	395	395	14	2
Long	St. Louis	Crane Lake	409	319	18	5
Long	St. Louis	Chisholm	267	126	36	5.7
Long	St. Louis	Cotton	209	88	51	11.5
Long	Stearns	Richmond	460	304	35	3.5
Long	Stevens	Cyrus	579	579	12	1.5
Long	Todd	Burtrum	372	79	63	12
Long	Todd	Sauk Centre	215	65	36	N/A
http://www.mnlakeplace.com	Crow Wing	Merrifield	5998	3905	97	15.3
http://www.mnlakeplace.com	Clearwater	Zerkel	390	275	63	18
Longyear	St. Louis	Chisholm	158	155	18	4.3
Loon	Itasca	Grand Rapids	235	48	69	12
Loon	Jackson	Jackson	679	679	7	2.7
Loon	Otter Tail	Vergas	1048	592	105	14.45
Loon	St. Louis	Aurora	290	70	85	18
Loon	Waseca	Waseca	122	122	9	N/A
Lory	Isanti	Dalbo	212	197	21	3.2
http://www.mnlakeplace.com	Hennepin	Osseo	20	20	6	N/A
Lost	St. Louis	Tower	768	730	20	5
Lotus	Carver	Chanhassen	246	182	29	n/a
Louisa	Murray	Westbrook	298	298	8	0.8
Louise	Douglas	Alexandria	219	99	33	12
http://www.mnlakeplace.com	Mower	Le Roy	26	26	8	1.3
Lower Bottle (Lower)	Hubbard	Dorset	652	311	110	12.5
Lower Lasalle	Hubbard	Becida	221	213	16	6
Lower Spunk	Stearns	Avon	280	232	27.5	7.5
Lower Sucker	Cass	Cass Lake	585	301	35	7
Lower Twin	Wadena	Menahga	391	175	26	3.5
Lucy	Carver	Chanhassen	92	86	20	5
Lura	Blue Earth	Mapleton	1224	1224	9	N/A
Madison	Blue Earth	Madison Lake	1113	722	59	4
Mallard	Aitkin	Aitkin	417	417	5	n/a
Malmedal	Pope	Lowry	220	220	10	N/A
Man	Cass	Hackensack	445	45	93	11.2
Manganika	St. Louis	Virginia	158	141	24	2
Mantrap (Big)	Hubbard	Emmaville	1556	752	68	13
Mantrap (Little)	Hubbard	Park Papids	348	197	54	11.5
Manuella	Meeker	Darwin	286	114	51	8.8
Many Point	Becker	Ponsford	1737	565	92	10.5
http://www.mnlakeplace.com	Douglas	Forada	815	387	78	14.5
Maple	Itasca	Marcell	228	76.5	39	11
http://www.mnlakeplace.com	Polk	Mentor	1477	1477	14	n/a
Maple	Todd	Little Sauk	367	150	23	N/A
Maple	Wright	Maple Lake	777	396	76	8.8
Marin	Clay	Hawley	108	N/A	9	1.5
Marion	Dakota	Lakeville	560	454	21	10.5
Marion	McLeod	Brownton	594	594	12	n/a
Marion	Otter Tail	Richville	1664	685	62	12
Markham	St. Louis	Markham	264	238	29	2.5
Marquette	Beltrami	Bemidji	504	285	51	N/A
Marsh	Big Stone	Correll	4500	4500	5	0.6
Martin	Anoka	Wyoming	234	140	20	1.5
Mary	Crow Wing	Emily	380	126	34	4
Mary	Douglas	Alexandria	2371	1020	40	5.5
Mary	Wright	Maple Lake	209	82	102	5.5
Mary	Wright	Winsted	196	84	47	6.5
Maud	Becker	Audubon	547	300	32	10
Mayhew	Benton	Mayhew	131	66	20	5.5
Mayo	Crow Wing	Pequot Lakes	155	147	22	7
Mazaska	Rice	Shieldsville	685	336	50	2.3
McAvity	Itasca	Grand Rapids	137	101	29	15
McCraney	Mahnomen	Nay-tah-waush	268	107	43	11
McDonald (Big)	Otter Tail	Perham	935	368	46	10.2
McDonald (Little)	Otter Tail	Perham	1174	413	109	19.1
McFarland	Cook	Hovland	384	203	49	15.5
McKinney	Itasca	Grand Rapids	115	99	34	5.5
McQuade	St. Louis	Hibbing	164	157	21	5
Medicine	Beltrami	Tenstrike	446	308	44	5.9
Medicine	Hennepin	Plymouth	886	399	49	5.5
Melissa	Becker	Detroit Lakes	1831	934	43	6.6
Meyer	Clay	Hitterdahl	108	N/A	7	1.5
Middle	Otter Tail	Battle Lake	194	100	56	17.5
Middle Cormorant	Becker	Lake Park	360	144	40	11.5
Middle Crooked	Hubbard	Nevis	294	260	33	14
Middle Leaf	Otter Tail	Otter Tail	398	181	43	12
Middle Spunk	Stearns	Avon	236.3	80.8	81	10
Midge	Hubbard	Bemidji	521	496	24	17
Mill	Douglas	Alexandria	600	240	40	11.5
http://www.mnlakeplace.com	Mille Lacs	Garrison	132516	33129	42	N/A
Miltona	Douglas	Miltona	5838	2802	105	9.5
Mina	Douglas	Alexandria	424	178	123	11.5
Minerva	Clearwater	Alida	236	218	16	9
Mink	Wright	Maple Lake	301	276	39	2.7
http://www.mnlakeplace.com	Hennepin	n/a	14004	5849	113	10.9
Minnewashta	Carver	Chanhassen	738	n/a	70	13.5
Minnewaska	Pope	Glenwood	7110	2140	32	7
Minnewawa	Aitkin	McGregor	2512	2286	21	3
Minnie Belle	Meeker	Litchfield	545	169	49	16
Mission (Lower)	Crow Wing	Merrifield	698	452	27	n/a
Mission (Upper)	Crow Wing	Merrifield	817	256	36	14
Mitawan	Lake	Isabella	185	105	24	15
Mitchell	Crow Wing	Emily	439	118	78	8
Mitchell	Hennepin	Eden Prairie	112	109	19	3.5
Moose	Itasca	Deer River	1265	345	61	14.5
Moose	Itasca	Northome	357	93	52	9
Moosehead	Carlton	Moose Lake	292	261	18	4
Moses	Douglas	Millerville	822	399	32	12.5
Mound	Todd	Burtrum	273	88	57	13.5
Mountain	Cottonwood	Mountain Lake	241	241	8	2
Movil	Beltrami	Bemidji	923	513	50	6.25
Mud	Otter Tail	Perham	N/A	N/A	N/A	N/A
Mud	Kandiyohi	New London	2318	2318	14	5.4
Mud	Traverse	Wheaton	1640	1640	6.5	3
Mukooda	St. Louis	Crane Lake	754	151	78	12
Mule	Cass	Longville	456	182	47	15.5
Murphy	St. Louis	Central Lakes	395	261	24	4.1
Myrtle	St. Louis	Orr	889	862	20	10.5
Nelson	Becker	Lake Park	241	236	16	7
Nelson	Pope	Glenwood	403	403	9	4.5
Nest	Kandiyohi	Spicer	945	525	40	9.8
Net	Becker	White Earth	213	134	47	6.5
Net	Pine	Nickerson	136	136	15	3.7
Nichols	St. Louis	Payne	413	362	31	5.1
Ninemile	Lake	Schroeder	296	288	40	10
Ninth Crow Wing	Hubbard	Akeley	227	95	65	9.5
Nokay	Crow Wing	Brainerd	660	218	42	8
http://www.mnlakeplace.com	Hennepin	Minneapolis	204	100	33	2
Nord	Aitkin	Aitkin	412	272	29	10.5
North Browns	Stearns	Eden Valley	324	130	41	4.5
North Lida	Otter Tail	Pelican Rapids	5564	2380	58	7
North Star	Itasca	Marcell	1059	314	90	12.9
North Ten Mile	Otter Tail	Fergus Falls	745	745	14	2
North Turtle	Otter Tail	Underwood	1484	1454	19	9.6
North Twin	Beltrami	Turtle River	313	138	59	16
North Twin	Itasca	Marble	250	73	42	11
North Twin	Mahnomen	Nay-tah-waush	901	900	16	9
Northern Light	Cook	Grand Marais	433	433	7.5	6
Norway	Kandiyohi	Sunburg	2344	2152	33	7.2
Norway	Otter Tail	Underwood	384	242	19	3.6
No-Ta-She-Bun(Willow)	Itasca	Remer	238	72	45	20
Oak	Pine	Duquette	442	433	20	2.5
O’Dowd	Scott	Shakopee	258	235	22	1.8
Ojibway	Lake	Ely	371	134	115	16
http://www.mnlakeplace.com	Martin	Ceylon	2294.3	2294.3	6.5	1.5
Oliver	Swift	Appleton	416	300	35	5
Olson	Stevens	Cyrus	425	425	20	2
Onamia	Mille Lacs	Onamia	2142	2142	10	4.5
One Pine	St. Louis	Ely	363	363	13	5
Orchard	Dakota	Lakeville	234	177	33	8.8
http://www.mnlakeplace.com	St. Louis County	Gilbert	140	N/A	N/A	N/A
Orono	Sherburne	Elk River	281	281	18	1
Orwell	Otter Tail	Fergus Falls	782	626	25	4.7
http://www.mnlakeplace.com	Todd	Osakis	6270	3146	73	3.5
Oscar	Douglas	Holmes City	1040	750	25	6
http://www.mnlakeplace.com	Otter Tail	Otter Tail	13725	6468	120	10.5
Owasso	Ramsey	Shoreview	384	293	37	7
Owen	Itasca	Bigfork	257	187	34	17
Ox Yoke	Cass	Backus	166	88	42	12
Page	Stevens	Hancock	372	171	17	7
Park	Carlton	Mahtowa	375	375	16	9.25
Parley	Carver	Waconia	242	231	18	6
Paul	Otter Tail	Perham	319	109	81	23
Pearl	Becker	Detroit Lakes	237	168.2	54	7
Pearl	Stearns	Cold Spring	733	511	17	3.7
Peavy	Morrison	Sullivan	123	45	63	16.2
Pelican	Crow Wing	Breezy Point	8253	3910	104	19.5
Pelican	Grant	Ashby	3932	3460	21	4
http://www.mnlakeplace.com	Otter Tail	Pelican Rapids	3986	1625	55	6.4
Pelican	Pope	Glenwood	519	416	34	6
Pelican	St. Louis	Orr	10945	5879	38	9.5
Pelican	Stearns	St.Anna	337	135	46	13.5
Pelkey	Morrison	Little Falls	96	96	7	2.3
Peltier	Anoka	Centerville	465	412	18	2.8
http://www.mnlakeplace.com	Goodhue	Lake City	25060	8060	60	N/A
Pequaywan	St. Louis	Rollins	418	240	33	9.5
Perch	Lincoln	Ivanhoe	224	180	16.2	2
Perch	St. Louis	Chisholm	339	170	30	11
Perent	Lake	Isabella	1800	1368	28	6
Perkins	Stevens	Morris	512	512	13	3.5
Pickeral	Freeborn	Albert Lea	620	620	6	0.5
Pickerel	Becker	Detroit Lakes	332	123	74	17.7
Pickerel	Hubbard	Park Rapids	311	270	26	11.5
Pickerel	Itasca	Effie	293	52	70	11
Pickerel	Otter Tail	Maine	829	274	78	9
Picket	St. Louis	Buyck	312	121	23	9
Pierson	Carver	Victoria	235	119	40	5.4
Pierz	Morrison	Genola	170	65	34	7.5
Pike	Cass	Cass Lake	4760	2238	95	n/a
Pike	Cook	Grand Marais	810	218	45	17.5
Pimushe	Beltrami	Pennington	1268	654	40	5.8
Pine (Big)	Aitkin	Cutler	614	259	78	11.5
Pine (Little)	Aitkin	Aitkin	220	103	44	12.9
Pine	Clearwater	Gonvick	1188	1188	15	6.5
Pine	Crow Wing	Cross Lake	390	387	18	10
Pine (Big)	Otter Tail	Perham	4730	2386	76	6
Pine (Little)	Otter Tail	Perham	1969	698	63	18.5
Pine	St. Louis	Fairbanks	430	430	14	4
Pine Island	Todd	Cushing	234	124	26	12
Pine Mountain	Cass	Backus	1567	737	80	7.3
Pine Tree	Washington	Dellwood	120	109	31	n/a
Plantagenet	Hubbard	Bemidji	2529	986	65	5.2
Platte	Crow Wing	Sullivan	1746	1694	23	5
Pleasant	Cass	Hackensack	1038	410	72	13
Pleasant	Otter Tail	Underwood	370	235	38	13.5
Pleasant	St. Louis	Eveleth	345	154	33	7
Pleasant	Stearns	Pleasant Lake	222	100	33	8
Pleasant	Wright	Annanndale	509	260	74	11.5
Pocket	Douglas	Lowry	275	138	40	8
Pokegama	Itasca	Grand Rapids	6612	1978	112	19
Pokegama	Pine	Pine City	1474	903	25	3.3
http://www.mnlakeplace.com	Cass	Backus	347	102	60	17
Poposky	Beltrami	Bemidji	2142	2035	20	N/A
Portage	Aitkin	McGregor	316	313	18	6
Portage	Hubbard	Park Rapids	412	410	17	2.8
Portage	Otter Tail	Otter Tail	265	148	49	14.2
http://www.mnlakeplace.com	Crow Wing	Crosby	121		450+	21
Potato	Hubbard	Park Rapids	2100	426	87	9
Prairie	Itasca	Grand Rapids	1064	853	31	6.5
Prairie	Otter Tail	Pelican Lake	1016	801	22	11.9
Prairie	St. Louis	Floodwood	848	272	47	4
Preston	Renville	Buffalo Lake	670	670	11	2.7
Prior (Lower)	Scott	Prior Lake	810	373	60	9.5
Prior (Upper)	Scott	Prior Lake	354	329	50	3.5
Pulaski	Wright	Buffalo	702	122	87	8
Rabbit	Aitkin	Glen	214	77	51	8
Rabideau	Beltrami	Blackduck	577	515	112	14
Rachel	Douglas	Holmes City	496	124	65	9
http://www.mnlakeplace.com	Koochiching	International Falls	220800	18949	161	N/A
Ramsey	Wright	Maple Lake	275	135	80	4
Rat	Aitkin	Palisade	405	389	21	5.5
Rat Root	Koochiching	International Falls	1125	1125	8	N/A
Razor	Pine	Cloverdale	100	47	36	10.5
http://www.mnlakeplace.com	Beltrami	Ponemah	180999
Red Rock	Douglas	Kensington	708	595	22	13
Reeds	Waseca	Elysian	187	110	58	12.5
Reno	Pope	Alexandria	3722	1303	23	6.5
Reshanau	Anoka	Centerville	336	336	16	n/a
Rhine	Pine	Finlayson	111	111	8	5.8
Rice	Anoka	Lino Lakes	442	442	5	n/a
Rice	Crow Wing	Brainerd	434	202	25	6
Rice	Faribault	Wells	266	266	4	N/A
Rice	Hennepin	Maple Grove	314	314	12	2.5
Rice	Itasca	Grand Rapids	857	229	68	14.75
Rice	Morrison	Little Falls	323	323	8	4
Rice	Otter Tail	Vergas	350	350	8	3.3
Rice	Stearns	Paynesville	1639	958	41	4.6
Rice	Wright	Clearwater	88	59	24	4.5
http://www.mnlakeplace.com	Steele	Owatonna	697		5
Riley	Carver	Chanhassen	297	109	49	2.7
Ripley	Meeker	Litchfield	558	466	18	5.5
Ripple	Aitkin	Aitkin	556	295	39	n/a
Roberds	Rice	Shieldsville	625.4	393.4	43	1.5
Rock	Aitkin	McGregor	317	317	13	4.8
Rock	Becker	Detroit Lakes	1048	1001	18	4
Rock	Lyon	Russell	439	422	7.2	1
Rocky	St. Louis	Ely	116	42	40	7
Rock	Pine	N/A	N/A	N/A	N/A	N/A
Roosevelt	Cass	Outing	1585	390	129	15.5
Roosevelt	Crow Wing	Outing	1585	390	129	15.5
Rose	Otter Tail	Vergas	1190	465	137	9
Ross	Crow Wing	Emily	487	317	30	3.5
Rossman	Becker	Lake Park	241	232	20	7
Round	Aitkin	Tamarack	577	375	27	n/a
Round	Aitkin	Aitkin	633	475	59	12
Round	Aitkin	Garrison	767	322	125	n/a
Round	Anoka	Anoka	266	266	15	n/a
Round	Becker	Ponsford	1087	473	69	10
Round	Crow Wing	Nisswa	1644	627	51	n/a
Round	Itasca	Big Fork	502	239	40	11.5
http://www.mnlakeplace.com	Hennepin	Eden Prairie	31	23	37	12
Round	Itasca	Squaw Lake	2828	1968	24	7
Round	Jackson	Round Lake	1024	1024	9	1.1
Round	Otter Tail	Otter Tail	262	220	36	3.4
Roy	Mahnomen	Zerkel	653	638	16	6.5
Ruby	Itasca	Grand Rapids	243	90	88	12
Rush	Jackson	Jackson	293	293	3	0.7
http://www.mnlakeplace.com	Otter Tail	Otter Tail	5338	3325	68	4.5
Rush	Sherburne	Clear Lake	142	142	11	1.9
Rush (East)	Chisago	Rush City	1359	1033	24	2.4
Rush (West)	Chisago	Rush City	1464	862	42	3.1
Ruth	Crow Wing	Emily	588	200	39	21
Sabin	St. Louis	Aurora	305	135	40	3
Sabre	Lesueur	Cordova	263	263	13	7
http://www.mnlakeplace.com	Cook	Grand Marais	17593		280	N/A
Sallie	Becker	Detroit Lakes	1246	577	50	6
Sand (Big)	Cass	Remer	736	635	23	8
Sand (Little)	Cass	Remer	403	403	12	7
Sand (Big)	Hubbard	Dorset	1659	465	135	17.3
Sand (Little)	Hubbard	Dorset	386	149	80	15.5
Sand	Itasca	Squaw Lake	4328	1897	70	7.1
Sand	Lake	Isabella	476	476	11	4.5
Sand	Pine	Moose Lake	501	215	47	12.6
Sand	St. Louis	Virginia	701	701	15	12
Sand	Stearns	Albany	202	202	12	2.9
Sand Hill	Polk	Fosston	510	510	17	10
Sandy	Beltrami	Tenstrike	260	200	32	5.3
Sarah	Hennepin	Rockford	574	373	59	1.8
Sarah	Murray	Garvin	1093	1093	11	2.5
Sarah	Polk	Erskine	352	180	27	17
Sauer	Becker	Detroit Lakes	212	84	39	11.5
Sauk (Big)	Todd	Sauk Centre	2094	1389	59	4.1
Sauk (Little)	Todd	Sauk Centre	268	161	29	6
http://www.mnlakeplace.com	Hennepin	Mound	70
http://www.mnlakeplace.com	Cook	Tofte	765	445	45	4.5
Scalp	Otter Tail	Frazee	243	67	90	15.5
Scandinavian	Pope	Terrace	424	237	49	10
School Grave	Lyon	Cottonwood	318	318	11	1.55
HTTP://WWW.MNLAKEPLACE.COM
Schubert (East Bass)	St. Louis	Cotton	205	140	24	7.5
Schutz	Carver	Victoria	105	40	49	n/a
Sea Gull	Cook	Grand Marais	4032	927	145	11.5
Serpent	Crow Wing	Deerwood	1057	338	65	10
Seventh Crow Wing	Hubbard	Nevis	254	120	42	7
Sewell	Otter Tail	Dalton	338	168	52	17
Shakopee	Mille Lacs	Onamia	675	675	15	5.7
Shallow	Itasca	Warba	531	268	85	18.2
Shaokotan	Lincoln	Ivanhoe	995	995	10	2
Shell	Becker	Snellman	3140	3070	16	4
http://www.mnlakeplace.com	Murray	Currie	3596	3596	10	N/A
Shible	Swift	Appleton	340	340	8.5	2
Shields	Rice	Shieldsville	872	658.1	42	8
Shoal	Itasca	Nashwauk	286	114	77	13.5
Shoal	Itasca	Grand Rapids	645	645	7	4
Side	St. Louis	Chisholm	372	153	32	14
http://www.mnlakeplace.com	Clay	Hawley	114	36	39	6
Silver	Otter Tail	Frazee	247	224	34	4.7
Silver	Sibley	Arlington	621	621	8	1
Silver Island	Lake	Isabella	1102	1102	15	7.5
Siseebakwet (Sugar)	Itasca	Grand Rapids	1306	292	105	9
Sissabagama	Aitkin	Aitkin	365	219	37	6.5
Six Mile	Cass	Bena	1288	606	68	8.3
Sixth Crow Wing	Hubbard	Nevis	320	160	40	5.7
Skogman	Isanti	Cambridge	226	135	36	3.8
Slate	Lake	Isabella	294	294	7	2.7
Sleepy Eye	Brown	Mankato	277	203	21	2.5
Smith	Crow Wing	Garrison	441	181	54	13.5
Smith	Douglas	Alexandria	575	270	30	3.5
Smith	St. Louis	Brimson	180	74	51	19
Snail	Ramsey	Shoreview	150	130	30	9
Snider	Mahnomen	Nay-tah-waush	632	268	29	8
Snowbank	Lake	Ely	3303	879	150	21
Somers	Wright	Maple Lake	158	128	21	2
South Big Pine	Aitkin	Finlayson	372	96	28	9
South Long (Lower)	Crow Wing	Brainerd	1313	461	47	9
South Long (Upper)	Crow Wing	Brainerd	802	283	47	7
South Stake	Becker	Lake Park	450	450	15	1.8
South Turtle	Otter Tail	Underwood	630	398	35	15.8
South Twin	Mahnomen	Waubun	1000	525	29	7
South Walnut	Faribault	Wells	392	392	2	N/A
Spectacle	Isanti	Cambridge	239	157	51.5	11.7
http://www.mnlakeplace.com	Yellow Medicine	Clarkfield
Spider	Hubbard	Nevis	544	405	96	15
Spider	Itasca	Marcell	1349	737	36	10.5
Spirit	Aitkin	Bennettville	530	260	49	12
Spirit	Wadena	Menahga	115	65	45	8.3
Spitzer	Otter Tail	Urbank	728	631	33	9
Split Hand	Itasca	Grand Rapids	1420	511	34	8.5
Spring	Meeker	Dassel	218	165	30	4
Spring	Polk	Lengby	136	44	35	6
Spring	Scott	Prior Lake	580	290	37	2.3
Spring	St. Louis	Crane Lake	194	49	60	15.5
Square	Washington	Stillwater	195	65	68	2.1
Stalker	Otter Tail	Underwood	1280	575	95	7.5
Star	Meeker	Litchfield	557	557	15	2.9
http://www.mnlakeplace.com	Otter Tail	Dent	4721	2813	94	11.4
Stark	Crow Wing	Emily	215	n/a	66	8
Stay	Lincoln	Arco	224	224	6	0.8
Steamboat	Cass	Cass Lake	1775	532	93	10
Steep Bank	Lincoln	Hendricks	208	208	6.5	1
Stella	Meeker	Darwin	553	226	75	5.6
Stewart	Lake	Two Harbors	248	247	24	10.3
Stingy	Itasca	Nashwauk	378	207	25	5.5
Stinking	Becker	Lake Park	370	370	7	1.3
Stocking	Wadena	Menahga	343	326	22	5
Stone	St. Louis	Rollins	206	196	17	7
Stony	Cass	Hackensack	595	178	50	22
Stony	Lake	Isabella	227	227	4	3
Stowe		http://www.mnlakeplace.com	366	366	14	4
Straight	Becker	Osage	423	178	63	7
Strawberry	Becker	White Earth	1522	563	40	18
Stuart	Otter Tail	Vining	699	405	49	24
Sturgeon	Pine	Sturgeon Lake	1405	495	40	8.7
Sturgeon	St. Louis	Chisholm	1664	667	80	14.5
Sugar	Aitkin	Glen	398	267	45	13
Sugar	Cass	Remer	664	325	44	3.4
Sugar	Itasca	Cass Lake	1585	1268	22	9
Sugar	Wright	Annanndale	1015	357	69	8
Sugar Bush (Big)	Becker	Richwood	472	297	42	14.5
Sugar Bush (Little)	Becker	Richwood	202	99	29	12.2
Sullivan	Morrison	Harding	1221	567	57	n/a
Sunrise	Chisago	Lindstrom	742	712	21	2.7
Sunset	Washington	White Bear Lake	124	124	17	5
http://www.mnlakeplace.com	Cook	Duluth	20365000		1333
Swamp	Aitkin	Glen	273	273	5	4
Swan	Itasca	Pengilly	2472	507	65	9.5
Swan	McLeod	Silver Lake	343	343	10	N/A
Swan	Nicollet	Nicollet	9346	N/A	8.5	N/A
Swan	Otter Tail	Fergus Falls	689	371	44	11.5
Swenson	Beltrami	Bemidji	388	136	76	17.5
Sybil	Otter Tail	Vergas	706	423	74	13.5
Sylvia	Wright	South Haven	652	170	78	17
Talcot	Cottonwood	Dundee	678	678	6	1
Tamarac	Otter Tail	Pelican Rapids	392	392	11	6
Tamarack	Becker	Rochert	1431	1389	17	3.5
Tamarack	Carlton	Wright	228	176	48	5
http://www.mnlakeplace.com	Cass	Hackensack	4669	1316	208	15.5
Ten Mile	Otter Tail	Dalton	1411	597	51	8
Tetonka	Lesueur	Waterville	1336	548	35	9
Third Crow Wing	Hubbard	Hubbard	643	367	35	7
Thief	Marshall	Gatzke (or Middle River)	N/A	N/A	15	N/A
Thirteen	Cass	Cass Lake	470	329	50	10
Thistle Dew	Itasca	Togo	318	73	45	13
Thole	Scott	Shakopee	105	105	12	2.1
Thornton	Aitkin	Deerwood	216	203	21	9
Three	Clay	Hawley	105	N/A	14	1.5
Three Island	Beltrami	Turtle River	678	635	25	7.75
Three Island	Itasca	Marcell	235	66	66	18
Thunder Lake	Cass	Remer	1330	226	95	20
Tilde	Clay	Hitterdahl	259	259	13	2
Timber	Jackson	Windom	198	198	8	0.9
Toad	Becker	Osage	1666	561	29	7.5
Tofte	Lake	Ely	155	42	73	13
Tom	Cook	Hovland	576	334	35	7.5
Town Line	Cass	Longville	510	510	11	10.5
http://www.mnlakeplace.com	Traverse	Browns Valley	11528	11528	12	N/A
Trelipe (Lower)	Cass	Longville	602	355	32	6
Trelipe (Upper)	Cass	Longville	409	143	69	12.5
Triangle	Lake	Ely	309	160	43	16
Trout	Cook	Grand Marais	257	59	77	17
Trout	Itasca	Coleraine	1890	438	135	14.5
Trout	Itasca	Grand Rapids	1753	386	157	10
Trowbridge	Otter Tail	Vergas	N/A	N/A	N/A	N/A
Tulaby	Mahnomen	Waubun	773	281	43	8.5
Turtle (Big)	Beltrami	Bemidji	1436	718	45	8
Turtle (Little)	Beltrami	Puposky	464	302	25	7
Turtle	Douglas	Forada	220	183	21	2
Turtle	Itasca	Marcell	2052	556	137	10.5
Turtle	Polk	Fosston	545	545	12	2.3
Turtle	Ramsey	Shoreview	409	245	28	4.5
Turtle River	Beltrami	Turtle River	1740	688	63	10
Twin	Hennepin	Robbinsdale	212	172	44	4.6
Twin	Otter Tail	Amor	333	189	50	16
Twin	Todd	Grey Eagle	314	299	43	1.5
Twin	Wright	South Haven	872	244	97	n/a
Two Island	Cook	Gran Marais	731	702	27	9
Two Rivers	Stearns	Holdingford	575	201	63	5.2
Typo	Isanti	Stacy	295	295	6	1.5
Uhlenkolts	Stearns	New Munich	258	N/A	18	9.5
Union	Polk	Erskine	734	265	83	10.2
Union	Rice	Little Chicago	403	403	10	3.6
Bottle (Upper)	Hubbard	Dorset	465	176	55	9
Upper Cormorant	Becker	Lake Park	856	471	29	3.9
Upper Dean	Crow Wing	Emily	285	214	24	6.5
Upper Gull	Cass	Nisswa	371	154	54	9.5
Upper Lasalle	Clearwater	Lake Itasca	221	40	48	8
Upper Pine	Pine	Finlayson	210	210	15	3.2
http://www.mnlakeplace.com	Beltrami	Waskish	107832	N/A	18	N/A
Upper Rice	Clearwater	Shevlin	1689	1689	13	N/A
Vanduse	Aitkin	Palisade	230	189	27	n/a
http://www.mnlakeplace.com	St. Louis	Tower	40557	15006	76	n/a
Vermillion	Cass	Remer	397	230	27	8
Vermont	Douglas	Miltona	309	207	59	18
Victoria	Douglas	Alexandria	419	122	60	12.3
Villard	Pope	Villard	536	488	16	2.8
Virginia	Carver	Victoria	110	30	34	10.5
Volney	Lesueur	Le Center	283	130	67	15
Wabana	Itasca	Grand Rapids	2215	785	115	16
Wabedo	Cass	Longville	1185	295	95	13.5
Waboose	Becker	Ponsford	232	231.5	14	11
Waconia	Carver	Waconia	2996	1660	37	4
Wagonga	Kandiyohi	Willmar	1664	1664	15	1.9
Walker	Otter Tail	Otter Tail	540	342	29	4.7
Wall	Otter Tail	Fergus Falls	683	229	34	5.5
Washburn	Cass	Outing	1554	748	111	12.5
Washington	Lesueur	Madison Lake	1487	783	51	2.2
Washington	Meeker	Darwin	2639	2454	17	3.9
Wassermann	Carver	Victoria	153	112	41	2
Wasson	Itasca	Taconite	415	208	67	14
Watab	sterns	St. Joseph
Waukenabo	Aitkin	Palisade	644	292	38	5.5
Waverly	Wright	Waverly	485	141	71	3
Weaver	Hennepin	Maple Grove	149	76	57	3.4
Webb	Cass	Hackensack	754	278	84	16
West Battle	Otter Tail	Battle Lake	5624	2496	108	17.5
West Chub	Lake	Isabella	114	114	12	7.5
West Crooked	Hubbard	Nevis	279	142	50	16
West Jefferson	Lesueur	Cleveland	441	348	24	1.5
West Leaf	Otter Tail	Otter Tail	684	256	55	9.9
West Lost	Otter Tail	Underwood	723	692	16	9
West McDonald	Otter Tail	Vergas	573	183	62	13.6
West Silent	Otter Tail	Pelican Rapids	328	118	58	14
West Twin	Lyon	Florence	232	232	10	2.8
http://www.mnlakeplace.com	Cook	Grand Marais	21	21	10	7.5
Whaletail	Hennepin	St Bonifacius	558	552	25	1.9
White Bear	Washington	White Bear Lake	2416	1314	83	15.5
White Bear Lake	Ramsey	White Bear Lake	2416	1314	83	10.5
White Earth	Becker	White Earth	2079	599	120	14.5
White Elk	Aitkin	Swatara	854	n/a	4	4
White Iron	St. Louis	Ely	3429	1603	47	4
White Pine	Cook	Lutsen	342	342	10	4.1
White Swan	Itasca	Bigfork	158	119	19	10
Whiteface	St. Louis	Markham	5600	4480	35	5.1
Whitefish	Crow Wing	Cross Lake	7370	2713	138	9
Whitefish	Crow Wing	Garrison	696	428	62	13.5
Whitefish	Itasca	Wirt	563	261	51	8
Whitefish	Lake	Tofte	339	191	49	22
Whitefish	Polk	Fosston	226	183	18	3.8
Whitewater	St. Louis	Hoyt Lakes	1210	564	73	12
Wilkins	Aitkin	Palisade	372	106	39	n/a
Wilson	Lake	Schroeder	622	229.5	53	17
Wilson	Murray	Lake Wilson	170	170	8	1.8
Wimar	Otter Tail	Frazee	275	107	58	7
Winchester	St. Louis	Orr	360	54	50	7.5
http://www.mnlakeplace.com	Beltrami	Bemidji	199	129	15	6
Windy	Lake	Isabella	450	199	39	7.5
http://www.mnlakeplace.com	Cass	Deer River	58544	18904	70	n/a
Winona	Winona	Winona	UNK	UNK	UNK	UNK
Winsted	McLeod	Winsted	376	376	12	2.1
http://www.mnlakeplace.com	Hennepin	Golden Valley	38	23	25	3.5
Wolf	Becker	Wolf Lake	1445	1445	16	N/A
Wolf	Meeker	Dassel	259	259	11	3
Wolf	St. Louis	Ely	299	145	28	10.5
Woman	Cass	Longville	4782	1953	54	7
Wood	Lyon	Russell	367	367	14	7
http://www.mnlakeplace.com	Yellow Medicine	Wood Lake	432	432	9	2.75
Worm	Grant	Elbow Lake	345	345	5	2
Yankton	Lyon	Balaton	387	387	8	N/A
Zumbra	Carver	Victoria

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HUD ANNOUNCES NEW, PERMANENT FHA MORTGAGE LOAN LIMITS 
New limits range from $271,050 to $625,500


WASHINGTON – U.S. Department of Housing and Urban Development Secretary Steve Preston today announced the new Federal Housing Administration (FHA) mortgage loan limits for single-family homes as prescribed by the Housing and Economic Recovery Act of 2008.

Beginning January 1, 2009, FHA will insure single-family home mortgages up to $271,050 in low cost areas and up to a maximum of  $625,500 in high cost areas. The February 2008 Stimulus Package temporarily raised the FHA maximum to $729,750 through December 31, 2008. The new $625,500 maximum, however, represents a significant increase over the $362,790 limit that was in effect prior to the Stimulus Package.
 
”In today’s environment where access to credit is being restricted, we need to make mortgage loans readily available to households throughout the country, and especially in high-cost areas,” said Preston.  “These new loan limits will ensure FHA can continue to help struggling homeowners refinance into safe, affordable government-insured loans, and allow many first-time buyers take advantage of today’s buyers market”

For several years, FHA’s loan levels were below the cost of the average home in communities across the nation. As a result, families who needed FHA mortgage insurance to qualify to buy a home were effectively locked out of the process.  In some cases, borrowers turned to exotic subprime loans.

FHA mortgage insurance makes home financing more available to low-income and first time homebuyers.  This is because the mortgage is backed by the full faith and credit of the government, freeing lenders from assuming the risk of default.

Higher FHA loan limits do not cost the government any money because the FHA Insurance Fund is fully supported by premiums paid by borrowers who receive FHA-insured mortgage loans. 

The Housing and Economic Recovery Act pegs the national conforming mortgage loan limit to a house price index chosen by the new Federal Housing Finance Agency (FHFA).  For 2009, the national conforming limit will remain at the current level of $417,000.

The Act says that the new FHA loan limits will be set at 115 percent of the median house price in a given area, as determined by HUD, but can not be lower than 65 percent of the conforming loan limit (the national floor).  Also, the FHA mortgage limit cannot exceed 150 percent of the national conforming loan limit (the national ceiling).
 

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Home Equity Conversion Mortgages

The Act also pegs the national mortgage limit for FHA-insured reverse mortgages to the national conforming loan limit. The FHA product known as the Home Equity Conversion Mortgage (HECM) will therefore have a national mortgage limit of $417,000.  Unlike the new forward mortgage loan limits, the new HECM loans limits are effective on loans insured or after November 6, 2008.  This is the first time that a single limit applies to these mortgages nationwide. As in previous years, the special exception areas of Alaska, Hawaii, Guam, and the Virgin Islands may have higher loan limits. Starting in January 2009 counties in those areas may have loan limits of 115 percent of area median prices, where that amount is above $417,000, up to a ceiling of $625,500.

Reverse mortgages allow homeowners age 62 and older to borrow against the value of their homes without selling them. Homeowners can select a lump-sum payment, monthly payments or tap into a line of credit. No repayment is required as long as a homeowner lives in a home with a reverse mortgage. The reverse mortgage is repaid, with interest, when a homeowner sells the home or dies.

HUD will inform mortgage lenders and brokers of the new limits through a mortgagee letter posted on www.hud.gov and www.fha.gov. 

HUD is making available comprehensive listings of the new loan limits in all counties throughout country. Downloadable files are available for FHA Forward Loans, FHA HECM loans, and Fannie Mae and Freddie Mac purchases on the HUD website.  The limits are determined by the county in which the property is located, except that for properties located in metropolitan statistical areas the limit is determined by the county with the highest median home price within the metropolitan area.  

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